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Real Estate in Essex and Northern Middlesex Counties, Massachusetts

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Buying a House

Buying A House is a Big Deal

The purchase of a home will probably the largest transaction you will make in your life time. There are many legal and logistics steps to buying a home.

When it comes time to buy you will find knowledge is power.

I have compiled a list of my blog post's that cover many topics related to buying a house for home buyers looking for information on how to make the most of their home purchase.

Whether you are looking for information on choosing the right mortgage, working with a buyer's agent, viewing homes, how to negotiate, steps to a smooth closing, etc... can all be found here.

The great news is you don't have to go it alone. If you want to be represented by a Buyer's Agent in Massachusetts during your upcoming purchase contact me- Kevin Vitali at 978-360-0422 or text kevin@kevinvitali.com

The 2022 Real Estate Market- What Should You Expect?

Massachusetts Real Estate Markeyt 2022

The housing market for 2022 started off strong, with the beginning of the year looking much like the real estate market of 2021. Let's take a quick look back at 2021. Massachusetts across the board showed a median house price of $515,000, up 12.6% from $450,000 in 2020.  Homes were selling for 103% of the asking price in 2021 versus 101% for 2020. In 2021 the number of days it took to get an offer on a home was 22 whereas in 2020 it took an average of 34 days. As of today, … Continue reading...

Posted in: Buying a House, Massachusetts Real Estate, Selling a House, Uncategorized

Encroachments In Real Estate: What You Need To Know

Enchroachment in Real Estate

Every homebuyer and homeowner should be aware if there are encroachments on their property or, a potential property you will purchase.  An encroachment in real estate is if a neighbor accesses your land for their benefit without your permission. While most property encroachments are minor, some are not and can significantly affect the value of your home or impact your ability to get a mortgage. At the very least, an encroachment can be a significant nuisance. What is the Definition … Continue reading...

Posted in: Buying a House, First Time Home Buyer, Massachusetts Real Estate Tagged: encroachment, encumberance, property lines, survey

What Is Debt To Income Ratio?

Most home buyers need a mortgage to buy a home.  Getting a mortgage can be quite daunting.  You will have a whole set of mortgage terms being thrown around.  One of which is debt to income ratio.  So you may be left wondering what is debt to income ratio. The acronym for debt to earnings ratio is DTI.  Lenders and real estate agents will throw that acronym around like everyone knows what it is. Your debt to income ratio is one of the biggest qualifying factor in how … Continue reading...

Posted in: Buying a House, First Time Home Buyer

23 First-Time Home Buying Tips That Matter!

Buying a home as a first-time homebuyer is a big deal.  There is so much you need to know as a first-time homebuyer to have a successful home purchase. Like anything in life, the more you put into buying your first home the more you will get out of it. Today we will discuss some first-time home buying tips and advice that will set you on the path to successfully buy your first home. The first-time home buying tips will be broken down into: Preparing to Buy Financial Viewing Homes Making an … Continue reading...

Posted in: First Time Home Buyer

Pre-Offer Home Inspection- Competitive Home Buying 2022

pre-offer home inspection

  The real estate market for 2022 shows it is going to be much of the same.  What does that mean to a home buyer that hasn't bought in many years, or a home buyer entering the market for the first time?  Chaos!! I met with a buyer looking to buy a condo who hadn't bout a home in almost 20 years.  When I described the market and what buyers are willing to do to compete for good homes, they were taken aback.  The buyer was completely against giving up their home … Continue reading...

Posted in: Buying a House, First Time Home Buyer, Home Inspections Tagged: homebuyer tip, pre-offer home inspection

Down Payment Assistance

First time home buyer down payment assistance programs in Massachusetts

Buying a home can be a daunting task.  Never mind finding just the right home that fits your budget. But on top of that you have a down payment and closing costs to worry about.  Buying a house may be a top priority for you and a goal you are determined to accomplish. Exploring your down payment assistance and grant options may help make buying your first home a reality. Now you can stop paying your landlords mortgage and pay your own!! By tapping into the available grants … Continue reading...

Posted in: First Time Home Buyer Tagged: down payment assistance, down payment assistance programs, first time home buyer programs

Is My Real Estate Agent Really Working for Me?

Understanding Real Estate Agency

When it come time to buy or sell a house, most people call a real estate agent to aid in their home sale or purchase.  Whether you are buying or selling a home, understanding real estate agency is critical.   Buying a home and looking at homes is fun.  Talking about the legal aspects is not.  Do yourself a big favor and decide on how your real estate agent is going to work  for you.  The only type of real estate agent that works soley for you that protects … Continue reading...

Posted in: Buying a House, First Time Home Buyer, Selling a House

Accepted Offer On A House, Now What?

acceted offer now what

  It has been a journey to get where you are.... getting financed to buy a home, going to open houses every weekend, scouring the internet for a new home, and finally getting an offer accepted on a new home.  But now what? Getting your offer accepted is only half the battle.    After getting an accepted offer on a home and going under agreement  there are many steps along the way is an opportunity to delay your closing or in extreme cases kill the deal.  Lets … Continue reading...

Posted in: Buying a House, First Time Home Buyer Tagged: appraisal, home insurance, Title defect, walkthrough

Video and Audio Surveillance During Home Showings

hidden cameras used by home sellers

Technology has come a long way and when it comes to home surveillance.  It is easy to install a very comprehensive video and audio recording system using security cams or hidden cameras that are both equipped with microphones.  When it comes time to sell your home, you may already have some sort of surveillance on the interior or exterior of your home, whether it is made up if surveillance cameras in plain sight, hidden cameras, spy cameras or nanny cams. With today's technology, it … Continue reading...

Posted in: Buying a House, First Time Home Buyer, Selling a House Tagged: hidden cameras, spy cameras, surveillance

Broom Clean Condition, What Does It Mean?

what is broom clean condition

Many real estate contracts use the term broom clean or broom swept to describe the condition of how a property is to be left.  But what does broom-clean really mean for a home seller or a home buyer?  It is a very ambiguous term.  And, while you will often find the term broom clean condition in a contract there is no legal definition.  It does leave the delivery in a gray area if any issues would arise.  And if a home seller does not leave the home in broom clean … Continue reading...

Posted in: Buying a House, First Time Home Buyer, Selling a House

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About Merrimack Valley MA Real Estate

Merrimack Valley MA Real Estate is a real estate website designed to help home buyers and home sellers with the purchase and sales of their home.

It is owned and run by Kevin Vitali.  Kevin is a Tewksbury MA REALTOR, based out of EXIT group One Real Estate.

You can use this site to find homes for sale anywhere in Massachusetts as well as find useful information on home buying, home selling mortgage, home improvement and more.  Kevin has written over 400 articles pertaining to real estate.

If you are thinking of buying or selling a home in Essex County or Northern Middlesex County Massachusetts, call kevin at 978-360-0422

Contact Me

Kevin Vitali

KEVIN VITALI


978-360-0422
kevin@kevinvitali.com
Kevin Vitali- Massachusetts REALTOR EXIT Realty Beatrice Associates
191 S. Main Street
Middleton, MA 01949 cell phone: (978) 360-0422 office phone: (781) 929-1010
© 2022 · Kevin Vitali · Tewksbury Real Estate

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