Buying a House

Buying A House is a Big Deal

The purchase of a home will probably the largest transaction you will make in your life time. There are many legal and logistics steps to buying a home.

When it comes time to buy you will find knowledge is power.

I have compiled a list of my blog post's that cover many topics related to buying a house for home buyers looking for information on how to make the most of their home purchase.

Whether you are looking for information on choosing the right mortgage, working with a buyer's agent, viewing homes, how to negotiate, steps to a smooth closing, etc... can all be found here.

The great news is you don't have to go it alone. If you want to be represented by a Buyer's Agent in Massachusetts during your upcoming purchase contact me- Kevin Vitali at 978-360-0422 or text kevin@kevinvitali.com

Should I Get My Mortgage Through A Mortgage Lender or a Bank?

Should I get my mortgage from a mortgage lender or bank

When it comes time to buy a home you probably know how important it is to work with the right buyer's agent. Equally as important, is choosing the right bank or lender to work with you on securing your home loan. A question that often arises is... should I get my mortgage though a mortgage lender or a bank. Working with the wrong bank or lender at the very least will create more stress than necessary and worse case scenario your mortgage is denied. You will have three options when it comes … Continue reading...

Searching For A Home- Maximize Your Email Alerts

home buyer email alerts- Massachusetts Buyer's Agent

Searching for home a new home certainly can be fun in the beginning as you start out your home search, but after awhile starts to get cumbersome when you are not finding what you want. One underutilized tool is the home buyer email alerts. Almost every home search system has the ability to send you an email alert summarizing the changes in the market in the past 24 hours. Whether it is Zillow, REALTOR.com or your local REALTOR®'s home search. Each email alert and home search … Continue reading...

Failed Home Inspection! What’s A Home Buyer To Do?

You have spent months searching for the perfect home.... that cute house with the perfect yard.... now its time for the home inspection. Hopes were high, but you end up with a failed home inspection. Well not really, home inspections are not pass or fail. But, in your eyes that perfect home has failed the inspection. A home inspection is a visual inspection of a homes systems, including electrical, plumbing, heating, etc...., along with soundness of the structure and the … Continue reading...

Good Faith Deposit Explained

Serving my local real estate community for many years, I find their is some confusion around the good faith deposit. We will dive into the good faith deposit and explain what it is and why it is important to dispel the confusion. Much of the confusion revolves around the good faith deposit and what it is, especially when buying your first home. Additional confusion also revolves around what happens with the good faith deposit during the escrow period and when you close on your … Continue reading...

FHA 203K Rehab Loan- What You need to Know

Here in the Greater Boston area the real estate market is red hot and moving fast. The current market is creating unprecedentedly low housing inventory. Inventory is scarce for many buyers, leaving buyers wondering when the next potential house will come along that suites their needs. This makes an FHA 203k Rehab loan a very viable option. Irregardless of the market, a rehab loan is available to most borrowers to easily access money to do necessary repairs or renovations to … Continue reading...

Turning the American Dream Into A Nightmare

Buying a home is a big deal. There are many aspects and phases of buying a home that legal and financial ramifications while going through the home buying process as well as long after you have closed on your home. Good decisions need to be made. Avoid these common home buying mistakes that can turn the American Dream into a nightmare. 14 Common Home Buying Mistakes Failing to Get Pre-Approved Getting a mortgage pre-approval letter is the first step of the home buying … Continue reading...

Get Pre-Approved Early To Save Time, Money and Aggravation

Getting pre-approved is a vital step in buying a home. And it is important to get pre-approved early, before you start looking for homes. Yet, buyers want to look at homes with out being pre-approved. Or they think they will get pre-approved when they find the right home. But if you wait to find the right home and your not pre-approved, your going to miss out on the perfect home in this real estate market. Because of the lack of inventory, many buyers competing for the same … Continue reading...

Waiving Your Home Inspection Is a Bad Idea!

No doubt about it, the real estate market is red hot. And, when the market is red hot, buyers compete for homes and want to strengthen their offers as much as possible. One way of strengthening an offer is to remove certain contingencies in the contract. To get the home you want, waiving your home inspection contingency may seem like a good idea. But waiving your home inspection can end up being a really costly mistake. I very rarely recommend giving up your … Continue reading...

Condominium Terms and Definitions You Must Know When Buying a Condo

Condominiums are becoming more and more popular for home buyers. The cost is generally lower than a single family home and much of the maintenance is usually taken care of by the home owner's association. Your condominium is a bigger part of a whole and their is a legal structure behind it as well that needs to be governed as people are brought together in ownership. So when you buy a condominium there is a whole set of language that may be new to you. The article … Continue reading...

In-law Suites What You Need to Know

In-Law Suites, Mother In Law Apartment, Accessory Unit, Family Suite or whatever you call them are quite common around me in Tewksbury MA. But you can certainly run into them anywhere in Massachusetts or across the country. So what do you need to know about an In-Law Suite in your home. Whether it is parents, siblings, or another family member. With multi generation living becoming more and more popular, in-law apartments are a great way to have multiple family member under one roof. They … Continue reading...