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Shopping For Your First Mortgage As a First Time Home Buyer

shopping for your first mortgage as a first time home buyer

One of the first steps of being a first time home buyer is getting pre-approved by a lender.  Then once you have a home under agreement you will than secure the mortgage.  Shopping for your first mortgage should start before you even look at a home. Securing your first mortgage can be one of the more complex pieces of buying a home.  And, of course you want the best mortgage product you can get into as a first time home buyer. Often the first thing a home buyer will ask of a … Continue reading...

Posted in: First Time Home Buyer, Mortgage Tagged: first mortgage, loans for first time home buyers, private mortgage insurance, shop for a mortgage, VA Loan

What is the Massachusetts Multiple Listing Service or MLS?

searching for homes in the Massachusetts Multiple Listing service

A real estate agents life revolves around the Massachusetts multiple listing service.  It is impossible to be a real estate agent if you are not a member of the local Multiple Listing Service or MLS. It is the single biggest tool an agent has in it's arsenal to help both home buyers and home sellers.  But how does the Massachusetts Multiple Listing Service aide home buyers and home sellers? What Is The Multiple Listing Service In Massachusetts The Multiple Listing Service, or as it is … Continue reading...

Posted in: Buying a House, Massachusetts Real Estate, Selling a House Tagged: Massachusetts Multiple Listing Service, MLS

6 First Steps For First Time Home Buyers

what first steps should a first time home buyer make- Massachusetts Buyer's Agent

New year, new you. The firs of the year starts a lot of people thinking this is the year to buy their first home.  If you bought a home before, home buying can certainly present it's challenges. But for a first time home buyer, who has never been through the home buying process, buying a first home can be downright daunting.  Being properly prepared will definitely make the first time home buying process a lot smoother and more enjoyable. Often the thought hits to buy a home several … Continue reading...

Posted in: First Time Home Buyer Tagged: buyer representation, Home Buying Tips, mortgage pre-approval

7 Reasons Your Offer On A House Was Declined

offer on a house declined- Tewksbury Real Estate

Along the route of your home buying journey you may be in a situation where you have one or more offers on a house declined or countered offered.   Even worse you may have multiple houses you mad an offer on rejected and sold to another buyer. Remember, while you can have an offer flat out rejected, in effect, a counter offer is a rejection as well.  With a counter offer from the seller, the seller is rejecting your offer and indicating terms that they may accept. When you buy a … Continue reading...

Posted in: Buying a House, First Time Home Buyer Tagged: get an offer accepted, make an offer, Negotiating, offer declined

Do I Need A Buyer’s Agent When Buying A Home?

Do I need a buyer's agent when buying a home?

If you are starting down the path of buying a home the thought might cross your mind..... do I need a buyer's agent? The simple answer is no, it is not required you are represented by a buyer's agent when purchasing a home. But there is much to consider when you decide to buy a home and choosing what role you want your real estate agent to play in your home purchase is one of them.  If you are a seasoned home buyer with several home purchase under your belt, you may be pretty savvy about … Continue reading...

Posted in: Buying a House, First Time Home Buyer Tagged: buyer representation, buyers agent, home buying info

How important is the square footage of a house?

square footage of a house

The square footage of a house ...  how important is it when you are buying or selling a home?   When it comes to listing homes in the Multiple Listing Service (or MLS), or appraisers square footage will play a large role. The square footage of a house will often dictate the function of a home for potential home buyers.  Many home buyers will have minimum square foot requirements when searching for their perfect home. The square footage of a home will also play a major function … Continue reading...

Posted in: Buying a House, Selling a House

Buying a Fixer Upper- Is It Worth It?

buying a fixer upper- will it save me money- Massachusetts Buyer's agent

There is always a certain percentage of the home buying population that is enamored with buying a fixer upper.  And, more recently, with the proliferation of "Reality TV" glamorizing the fixer upper it has become more popular with both first time home buyers and move up buyers alike. But before you run off and buy a house that needs a ton of work there are a few things you need to think about especially if you are buying a fixer upper to save money. What Is Your Motivation To Buy a Fixer … Continue reading...

Posted in: Buying a House, First Time Home Buyer, Home Buyer Tagged: distressed home, fixer upper, rehab, renovate

Escalation Clause- Win the Bidding War

escalation clause be the winning bidder

An escalation clause can be a great way to structure an offer to be the winning bid in a red hot seller's market.  When you know buyer competition will be high on a home, it it also means you may be competing with multiple offers . Here in the Massachusetts Real Estate market we are seeing certain communities or properties that will most likely be in a bidding war with multiple offers with in days of hitting the market.  It can be very frustrating time for home buyers. What is an … Continue reading...

Posted in: Buying a House, First Time Home Buyer Tagged: bidding war, buyers agent, multiple offers, offer

Tips For Millennial Home Buyers

Tips for Millennial Home Buyers

It may be a competitive market, but there's still room for Millennials ready to buy their first home. Although it may seem like home ownership is a far off dream for the generation that witnessed the worst recession in decades, it's closer than they realize. Right now, they're the most active generation on the market: Millennials made up 37 percent of all homebuyers in 2018. More than half of first-time homebuyers are in their twenties and thirties. Read on for our best tips for Millennial home … Continue reading...

Posted in: Buying a House, First Time Home Buyer

The True Value of Owning a Home for Millennials

whats the true VALUE of owning a home for MILLENNIALs

There is a value of owning a home for millennials. But, home ownership is down among the Millennial generation as reported by Business Insider and many other news outlets. There are lots of reasons why this could be happening, tighter credit standards, change in lifestyle, lower incomes out of college, high student debt and the fact that millennials are marrying later and having children later in life. And certainly coming out of one of the worst recessions in US history, many … Continue reading...

Posted in: First Time Home Buyer Tagged: home ownership, millenial generation, millennial home buyer

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Kevin Vitali

KEVIN VITALI


978-360-0422
kevin@kevinvitali.com
Kevin Vitali- Massachusetts REALTOR EXIT Realty Beatrice Associates
191 S. Main Street
Middleton, MA 01949 cell phone: (978) 360-0422 office phone: (781) 929-1010

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Real Estate Services in the following areas: Northeast Massachusetts, Merrimack Valley, North Shore and Metrowest including the following communities and the surrounding area including Amesbury, Andover, Billerica, Burlington, Chelmsford, Dracut. Georgetown, Groveland, Haverhill, Lawrence, Littleton, Lowell, Melrose, Merrimac, Methuen, Middleton, Newbury, Newburyport, North Andover, North Reading, Reading, Salisbury, Stoneham, Tewksbury, Tyngsborough, Wakefield, West Newbury, Westford
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