How To Buy A House With Bad Credit

How to Buy a House with Bad Credit

It is tough enough to buy a house under the best of circumstances. But add bad credit to the buying process and you add another layer of difficulty to buying a home.  Let's take a look at how to buy a house with bad credit. It doesn't matter if you are trying to buy a foreclosed home with bad credit,  you are a first-time homebuyer with bad credit or are moving up or down with bad credit, your sub-optimal credit score will be a stumbling block for you. So, can you buy a house with bad … Continue reading...

Get Your Free Annual Credit Report

Maintain a healthy credit profile with your free annual credit report

Checking your credit on a regular basis is important to maintaining a healthy credit profile.  Even more so when your about to buy your first home.  At the first thought of buying a home definitely pull your free annual credit report. By getting your hands on your credit report early, you have time to check for mistakes and fraud that could be impacting your credit score.  Accessing your free annual credit report early will also give you time to take some measures to improve your … Continue reading...

Good News for Home Sellers, New Home Buyers Entering the Marketplace

TransUnion is estimating that millions of "boomerang buyers" will hit the real estate market in the next several years, providing good news for home sellers sitting on the sidelines. TransUnion defines a boomerang buyer is a homeowner that experienced a financial crunch and may have lost a home to foreclosure or short sale, had serious late payments on their mortgage, or went through a loan modification. These homeowners have not been in a position to buy a home because of their credit.   As … Continue reading...

Top Credit Don’ts While Buying a House

Today we will discuss the top credit don'ts while buying a house.  When you get a pre-approval and you are in the process of buying a home in is important to keep your credit status quo.  Your credit score is a complicated thing.  It is calculated by "mystical" alogrithyms from the major credit reporting agencies.   Something that you think makes sense can send your credit into a tail spin.  Alternately some home buyers will just plain do stupid things. 4 Top Credit Don'ts While Buying a … Continue reading...

Short Sale- How does it affect my credit score?

The effects of a Short Sale on Credit Scores Unfortunately a short sale may effect your credit scores.  Make no mistake, the "ding" to your credit score can be very minimal (50 points) to much higher (150 points or more).   While a short sale can have less of or the same impact as a foreclosure on your credit, it has the benefits to your future financial health.  Please do not think a short sale will not effect your credit it will and it is irresponsible for someone to tell you otherwise.  … Continue reading...

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Kevin Vitali

KEVIN VITALI


978-360-0422
kevin@kevinvitali.com
Kevin Vitali- Massachusetts REALTOR EXIT Realty Beatrice Associates
191 S. Main Street
Middleton, MA 01949 cell phone: (978) 360-0422 office phone: (781) 929-1010

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Real Estate Services in the following areas: Northeast Massachusetts, Merrimack Valley, North Shore and Metrowest including the following communities and the surrounding area including Amesbury, Andover, Billerica, Burlington, Chelmsford, Dracut. Georgetown, Groveland, Haverhill, Lawrence, Littleton, Lowell, Melrose, Merrimac, Methuen, Middleton, Newbury, Newburyport, North Andover, North Reading, Reading, Salisbury, Stoneham, Tewksbury, Tyngsborough, Wakefield, West Newbury, Westford