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Real Estate in Essex and Northern Middlesex Counties, Massachusetts

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The Massachusetts Foreclosure Prevention Law

I just posted a summary of the Massachusetts Foreclosure Prevention Law on my blog dealing specifically with short sales.  Hopefully this new law will slow down the foreclosure process as well as make the banks take a closer look at options to foreclosure. Excerpt reprinted from MassachusettsShortSales.info Governor Deval Patrick signed into law the new Foreclosure Prevention Law in August of this year and went into effect on November 1st.   The Foreclosure Prevention Law is … Continue reading...

Posted in: Massachusetts Short Sale Articles Tagged: foreclosure, foreclosure prevention law, Short Sales

2 Multi Families Just Listed- Haverhill MA Short Sales

Haverhill MA Short Sale- 68-70 Marshland Ave Haverhill MA

2 new two families listed for sale in Haverhill MA.  Both properties are great for the owner occupied or the investor.  Both homes are also short sales and subject to lien holder approval. [jtabs] Haverhill MA Multi Family- Just Listed :: 68-70 Marshland Ave, Haverhill MA 01832 Perfect for owner occupied or the investor.  Both units lay out nicely and are desirable rental units.  Great location near Round Pond.  This home has had many recent updates and is in good … Continue reading...

Posted in: Haverhill MA, Massachusetts Real Estate Tagged: haverhill, Homes for Sale, multi families, Short Sales

Bankruptcy and how it ties in with Short Sales and Foreclosures

Massachusetts Bankruptcy Short Sales and Foreclosures

I must start out by first saying that I am not a bankruptcy attorney and by no means an expert.  I am writing this post from the standpoint of being a Massachusetts Short Sale Realtor and what I have experienced.  If you are in a pre-foreclosure situation and you are considering a bankruptcy to save your home you should consult with a bankruptcy attorney. When should I consider a Bankruptcy prior to a Short Sale or Foreclosure? A bankruptcy should be considered, if the restructuring of your … Continue reading...

Posted in: Massachusetts Short Sale Articles, Selling a House, Uncategorized Tagged: Bankruptcy, foreclosure, Massachusetts Short Sales, Short Sales

Short Sales for Buyers

pre-offer home inspection

Short Sales for Buyers can be complex There is nothing like understanding short sales for buyers.  A short sale is a complex transaction and requires many things to consider.  The best advise I can give you is find an agent that is well versed in short sales.  Sometimes the best thing to do is walk away from a short sale is your agent is not getting a good feeling about the negotiator and the situations.  Otherwise you will wait around for months only to be … Continue reading...

Posted in: Buying a House, First Time Home Buyer, Massachusetts Real Estate, Massachusetts Short Sale Articles Tagged: Home Buyer Information, Short Sales

Tax Consequences of a Massachusetts Short Sale

Tax Liability

One thing to be aware of when you doing a Massachusetts Short Sale is the potential of a tax liability.  Short sales can have many benefits for upside down homeowners who are facing foreclosure and will probably far out way any potential tax liability that may be incurred.  It is important when considering a short sale to have all the information to make the best decision for your circumstances.   While for most sellers doing a short sale, it probably will not be a huge concern it may be helpful … Continue reading...

Posted in: Massachusetts Real Estate, Massachusetts Short Sale Articles, Uncategorized Tagged: Short Sale, Short Sales, Taxes

Lowell MA Short Sale Sold- 74-76 West Forest Street, MLS#71150758

Lowell Massachusetts Short Sale

Another Lowell Massachusetts Short Sale Sold!! 74-76 West Forest Street, Lowell MA 01851- My short sale team has successfully closed another Lowell MA Short Sale. If you live in Lowell Massachusetts or any where through out the Merrimack Valley call an agent that has closed numerous short sale transactions. [idx-listings city="Lowell" propertytypes="157" orderby="DateAdded" orderdir="DESC" count="15"] If you are a Massachusetts homeowner that has missed mortgage payments, or facing … Continue reading...

Posted in: Lowell MA, Massachusetts Short Sale Articles Tagged: Lowell MA, Massachusetts Short Sale Realtor, Short Sales

The Short Sale Hardship Letter for Massachusetts Short Sales

Massachusetts Short Sales- Acceptable hardships

One of the vital pieces the banks are looking for in a short sale is the financial hardship.  You will be asked to submit a hardship letter.  I have a format that I use for all of my short sale sellers. Remember to keep in simple!!  The short sale hardship letter should be neatly handwritten and reduced to less than one page.  Bear in mind the short sale negotiator is working on hundreds of files and don't want to be reading page after page of why you can no longer make your mortgage … Continue reading...

Posted in: Massachusetts Real Estate, Massachusetts Short Sale Articles Tagged: Massachusetts Short Sale Realtor, Massachusetts Short Sales, Short Sales

What is a Short Sale?

What is a short sale?

As a real estate agent that handles  many short sales in Massachusetts,  I run into many consumers  that don't really know what a short sale is and entails. A short sale in real estate is when a homeowner cannot not sell a home in an open market for the amount owed on the home.  Generally there is a financial hardship that prevents the homeowner from continuing to pay their mortgage, though we are hearing more and more about [intlink id="258" type="post"]strategic short sales[/intlink] in the … Continue reading...

Posted in: Massachusetts Short Sale Articles Tagged: foreclosure, Massachusetts Short Sales, Short Sales

Short Sale Realtor Offers Free eBook- “Should I Short Sale My Home?”

Massachusetts Short Sale Realtor offers free eBook

"Should I Short Sale My Home" is a free eBook offered by Kevin Vitali and co-authored with Tim and Julie Harris. Kevin Vitali has been successfully closing short sales in Northeast Massachusetts for over four years. The eBook helps upside down sellers consider other options other than foreclosure. Options to foreclosure include loan forbearance, loan modifications, bankruptcy, deed in lieu of foreclosure and short sales.  Learn what those option are and why you should avoid foreclosure if at … Continue reading...

Posted in: Massachusetts Real Estate, Massachusetts Short Sale Articles Tagged: Avoid Foreclosure, Massachusetts Short Sales, Short Sales

A Short Sale Realtor Should Never……

I have been on several short sale appointments lately where agents have been promising upside down sellers specific results in a short sale. An agent can never promise an outcome from a bank in a short sale. As a seller be wary of any short sale negotiator or agent that promises a specific result.  There is no way someone can predict the outcome of a bank.  It is entirely the bank/ investors who decide what they will offer a seller in a short sale. Even if one short sale went well with … Continue reading...

Posted in: Uncategorized Tagged: Massachusetts Short Sales, Short Sales

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About Merrimack Valley MA Real Estate

Merrimack Valley MA Real Estate is a real estate website designed to help home buyers and home sellers with the purchase and sales of their home.

It is owned and run by Kevin Vitali.  Kevin is a Tewksbury MA REALTOR, based out of EXIT group One Real Estate.

You can use this site to find homes for sale anywhere in Massachusetts as well as find useful information on home buying, home selling mortgage, home improvement and more.  Kevin has written over 400 articles pertaining to real estate.

If you are thinking of buying or selling a home in Essex County or Northern Middlesex County Massachusetts, call kevin at 978-360-0422

Contact Me

Kevin Vitali

KEVIN VITALI


978-360-0422
kevin@kevinvitali.com
Kevin Vitali- Massachusetts REALTOR EXIT Realty Beatrice Associates
191 S. Main Street
Middleton, MA 01949 cell phone: (978) 360-0422 office phone: (781) 929-1010
© 2022 · Kevin Vitali · Tewksbury Real Estate

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