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The Short Sale Hardship Letter for Massachusetts Short Sales

Massachusetts Short Sales- Acceptable hardships

One of the vital pieces the banks are looking for in a short sale is the financial hardship.  You will be asked to submit a hardship letter.  I have a format that I use for all of my short sale sellers. Remember to keep in simple!!  The short sale hardship letter should be neatly handwritten and reduced to less than one page.  Bear in mind the short sale negotiator is working on hundreds of files and don't want to be reading page after page of why you can no longer make your mortgage … Continue reading...

Posted in: Massachusetts Real Estate, Massachusetts Short Sale Articles Tagged: Massachusetts Short Sale Realtor, Massachusetts Short Sales, Short Sales

96 Summer St – Unit 1 Haverhill, MA 01830- MLS 71197127

Haverhill MA Short Sale

Sold for $ 82,000  Another successful short sale!! 96 Summer St - Unit 1 Haverhill, MA 01830- MLS 71197127 3 Bedroom 1 Bath 960sqft Taste, style and charm abound in this spacious, well decorated home. Lots of large windows and soaring ceilings splash this unit with sunlight. Rooms are very large. 2 Fireplaces, hardwood floors detailed door, window and crown molding and other great details add to the appeal of this gorgeous unit. The eat in kitchen is newer with a large pantry. … Continue reading...

Posted in: Haverhill MA, Homes for Sale, Massachusetts Short Sale Articles, Uncategorized Tagged: Haverhill MA, Haverhill MA Short Sale, Short Sale

Chasing the Loan Modification

chasing the loan modifcation often leads to defeat

As a Massachusetts Realtor who has assisted many home owners with short sales over the past few years, I would like to impart a little wisdom to homeowners that are facing foreclosure. Options to Foreclosure The first piece of advice is not to sit back, get overwhelmed and do nothing.  You have options to foreclosure.  You generally have 5 options to avoid foreclosure and almost in all circumstance you are better off exercising one of these options rather than letting the bank … Continue reading...

Posted in: Massachusetts Short Sale Articles Tagged: Avoid Foreclosure, Foreclousre, Massachusetts Short Sales, Short Sale, Short Sale vs foreclosure

EXIT’s own Kevin Vitali speaks on Real Estate Photography

Kevin Vitali, an associate broker at EXIT Group One Real Estate in Tewksbury, spoke to a group of to a group of EXIT agents at the Eastern Middlesex Association of Realtors in Reading Massachusetts. Check out my new Real Estate Photography post on Active Rain Kevin spoke on real estate photography as a marketing tool for listing and selling homes.   One of the major points brought up by Kevin is home sellers need to remember their  first showing is on line.  Home buyers are no longer reliant … Continue reading...

Posted in: Selling a House Tagged: Exit Realty, ReaL Estate Photography, Real Estate Training

Back on Market- Spacious 3 Bedroom Condo for Sale- Haverhill MA

[idx-listing mlsnumber="71091948" showall="true"] Large 3 BEDROOM!! unit with spacious open feel throughout the main living level. Tons of windows and high ceilings with great light through the day makes for a very pleasant living area. Great open concept. Living room opens to dining area of the kitchen. Laundry hookups in the unit with a large storage locker in the basement. Two off street parking spaces as well as plenty of on street parking. Owner association with a recent new roof on … Continue reading...

Posted in: Haverhill MA, Homes for Sale, Massachusetts Short Sale Articles Tagged: Haverhill Home for Sale, Haverhill MA Realtor, Haverhill MA Short Sale, Massachusetts Short Sales

West Meadow Hill Condominiums in Haverhill MA

West Meadow Hill Condominiums is located in Haverhill, Massachusetts.  it is commonly referred to as just West Meadow Condos.   It is a very well kept project, always perfectly manicured and in good repair.  Built in the 80's these units are nestled in the woods and offer a contemporary flair.  Many of the units have their own unique twist and are not always identical to each other.   There is a combination of townhouse and garden style units for sale. If you are … Continue reading...

Posted in: Haverhill MA, Homes for Sale

Why Didn’t My Listing Agent………Take better Photos!!

Real Estate Photography

Because of my background in advertising and commercial photography, I put a heavy emphasis on the quality of the photographs we take to market your home on the internet and printed flyers.  I have over $2500 in photographic equipment I use to photograph a home and will spend two to three hours photographing you home. One of my rules that I try to follow is that the front of the home has full sunlight on the front and blue sky in the background.  I will go back until I can achieve this if … Continue reading...

Posted in: Home Marketing, Home Pricing, Selling a House, Uncategorized Tagged: Massachusetts Multiple Listing Service, Real Estate Marketing, ReaL Estate Photography

The Short Sale Seller and the Investor Offer

I have been doing short sales now in Massachusetts for several years. Invariably, I have investors that put in very offers insisting that they negotiate the short sales themselves.  If they do offer a number we can live with, they will only go under contract if they can negotiate the short sale themselves. I also know that many investors will hit up underwater homeowners prior to going on the market.  They send out a form letters on yellow lined paper that look like they are handwritten.... … Continue reading...

Posted in: Massachusetts Short Sale Articles Tagged: Massachusetts Short Sales, Real Estate Investor

What is a Short Sale?

What is a short sale?

As a real estate agent that handles  many short sales in Massachusetts,  I run into many consumers  that don't really know what a short sale is and entails. A short sale in real estate is when a homeowner cannot not sell a home in an open market for the amount owed on the home.  Generally there is a financial hardship that prevents the homeowner from continuing to pay their mortgage, though we are hearing more and more about [intlink id="258" type="post"]strategic short sales[/intlink] in the … Continue reading...

Posted in: Massachusetts Short Sale Articles Tagged: foreclosure, Massachusetts Short Sales, Short Sales

20 Woodland Drive, Unit 333, Lowell MA 01852

[idx-listing mlsnumber="71184542" showall="true"] Search all of Lowell MA for Real Estate for Sale … Continue reading...

Posted in: Lowell MA, Massachusetts Real Estate, Massachusetts Short Sale Articles Tagged: Lowell MA Homes for Sale, Lowell MA Real Estate, Lowell MA Short Sale

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Kevin Vitali

KEVIN VITALI


978-360-0422
kevin@kevinvitali.com
Kevin Vitali- Massachusetts REALTOR EXIT Realty Beatrice Associates
191 S. Main Street
Middleton, MA 01949 cell phone: (978) 360-0422 office phone: (781) 929-1010

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Real Estate Services in the following areas: Northeast Massachusetts, Merrimack Valley, North Shore and Metrowest including the following communities and the surrounding area including Amesbury, Andover, Billerica, Burlington, Chelmsford, Dracut. Georgetown, Groveland, Haverhill, Lawrence, Littleton, Lowell, Melrose, Merrimac, Methuen, Middleton, Newbury, Newburyport, North Andover, North Reading, Reading, Salisbury, Stoneham, Tewksbury, Tyngsborough, Wakefield, West Newbury, Westford
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