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Real Estate in Essex and Northern Middlesex Counties, Massachusetts

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Lawrence Short Sale Closed

I recently closed on a Lawrence Short Sale located at 3 Woodland Drive, Unit 6 in the Tower Hill section of Lawrence.  The property closed for $100,000. It was a townhouse of just over 1400 square feet in good shape.  It offered a lot for the money. A short sale was successfully negotiated on two loans.  A first lien from Chase Bank and a second lien from Webster Bank.  Both lien holders wrote the debt of as settled, allowing the seller to move on with no further recourse from either … Continue reading...

Posted in: Lawrence MA, Massachusetts Short Sale Articles Tagged: bank, chase, foreclosure, lien, webster

The Massachusetts Foreclosure Prevention Law

I just posted a summary of the Massachusetts Foreclosure Prevention Law on my blog dealing specifically with short sales.  Hopefully this new law will slow down the foreclosure process as well as make the banks take a closer look at options to foreclosure. Excerpt reprinted from MassachusettsShortSales.info Governor Deval Patrick signed into law the new Foreclosure Prevention Law in August of this year and went into effect on November 1st.   The Foreclosure Prevention Law is … Continue reading...

Posted in: Massachusetts Short Sale Articles Tagged: foreclosure, foreclosure prevention law, Short Sales

Stopping a Foreclosure Auction with a Short Sale

Visit my site Massachusetts Short Sales . info to read the article I wrote on how Stopping a Foreclosure Auction with a Short Sale. Short sales have many benefits to home owners. One such benefit is if we are currently negotiating a short sale offer we can typically stop any upcoming foreclosure auctions.  You have options to foreclosure.  Almost all of your options will benefit you more than a foreclosure sale.  Take the time to learn your options to foreclosure.   … Continue reading...

Posted in: Massachusetts Short Sale Articles Tagged: auction, foreclosure, lien holder, Massachusetts Short Sales

Bankruptcy and how it ties in with Short Sales and Foreclosures

Massachusetts Bankruptcy Short Sales and Foreclosures

I must start out by first saying that I am not a bankruptcy attorney and by no means an expert.  I am writing this post from the standpoint of being a Massachusetts Short Sale Realtor and what I have experienced.  If you are in a pre-foreclosure situation and you are considering a bankruptcy to save your home you should consult with a bankruptcy attorney. When should I consider a Bankruptcy prior to a Short Sale or Foreclosure? A bankruptcy should be considered, if the restructuring of your … Continue reading...

Posted in: Massachusetts Short Sale Articles, Selling a House, Uncategorized Tagged: Bankruptcy, foreclosure, Massachusetts Short Sales, Short Sales

What is a Short Sale?

What is a short sale?

As a real estate agent that handles  many short sales in Massachusetts,  I run into many consumers  that don't really know what a short sale is and entails. A short sale in real estate is when a homeowner cannot not sell a home in an open market for the amount owed on the home.  Generally there is a financial hardship that prevents the homeowner from continuing to pay their mortgage, though we are hearing more and more about [intlink id="258" type="post"]strategic short sales[/intlink] in the … Continue reading...

Posted in: Massachusetts Short Sale Articles Tagged: foreclosure, Massachusetts Short Sales, Short Sales

Massachusetts Short Sale vs. Foreclosure

Massachusetts Short Sale- Hire a short Sale Realtor

I have written past articles about why you should consider a short sale vs. foreclosure.  Lately, I have been on a few short sale appointments where the home sellers feel if they are going to lose their home anyways, why bother with a short sale and just let the bank foreclosure and avoid the hassle. Short Sale vs. Foreclosure... Why is a short sale better? I thought it was worth reiterating why a short sale is usually more beneficial to a homeowner than a foreclosure. There are 2 reasons that … Continue reading...

Posted in: Foreclosure, Massachusetts Short Sale Articles Tagged: foreclosure, Short Sale, Short Sale vs foreclosure

The Strategic Short Sale

With almost 23% of the homes in a negative equity position nationwide, it leaves many homeowners that are not in a financial hardship wondering why they are paying on a home that is worth significantly less money than what is owed on it.  Some homeowners are deciding to walk away from their homes. When a homeowner makes a decision to stop paying their mortgage without a financial hardship and let the bank foreclose or do a strategic short sale, this is called a strategic … Continue reading...

Posted in: Massachusetts Short Sale Articles, Selling a House Tagged: avoid, foreclosure, Massachusetts, Massachusetts Short Sale Realtor, Massachusetts Short Sales, strategic, Strategic defualts, Strategic Short Sales

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About Merrimack Valley MA Real Estate

Merrimack Valley MA Real Estate is a real estate website designed to help home buyers and home sellers with the purchase and sales of their home.

It is owned and run by Kevin Vitali.  Kevin is a Tewksbury MA REALTOR, based out of EXIT group One Real Estate.

You can use this site to find homes for sale anywhere in Massachusetts as well as find useful information on home buying, home selling mortgage, home improvement and more.  Kevin has written over 400 articles pertaining to real estate.

If you are thinking of buying or selling a home in Essex County or Northern Middlesex County Massachusetts, call kevin at 978-360-0422

Contact Me

Kevin Vitali

KEVIN VITALI


978-360-0422
kevin@kevinvitali.com
Kevin Vitali- Massachusetts REALTOR EXIT Realty Beatrice Associates
191 S. Main Street
Middleton, MA 01949 cell phone: (978) 360-0422 office phone: (781) 929-1010
© 2022 · Kevin Vitali · Tewksbury Real Estate

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