First Time Home Buyer

Get Your Free Annual Credit Report

Checking your credit on a regular basis is important to maintaining a healthy credit profile. Even more so when your about to buy your first home. At the first thought of buying a home definitely pull your free annual credit report. By getting your hands on your credit report early, you have time to check for mistakes and fraud that could be impacting your credit score. Accessing your free annual credit report early will also give you time to take some measures to improve your … Continue reading...

Radon In A Home- The Invisible Killer

When purchasing a home it is important for a home buyer to do their due diligence. Part of the due diligence period is having a home inspection done on the home that is being purchased. This includes testing for radon in a home. A general home inspection of a home's systems and structures is a good idea. You should also consider additional inspections, including the testing for radon gas.... not only in the home but the well water if the home is on a private well. What Is … Continue reading...

Home Inspection Checklist: Here’s What To Look For

Being an informed consumer and homebuyer is essential to purchasing your new home. You might be a first-time homebuyer, so you should equip yourself with as much knowledge as possible before hitting the open houses with your REALTOR®. A deciding factor in the purchasing process can come down to a home inspection, so you should know what they entail, and what the possible outcomes mean for your potential home. Here’s what you should look for in a home inspection. What’s a Home … Continue reading...

Shopping For Your First Mortgage As a First Time Home Buyer

One of the first steps of being a first time home buyer is getting pre-approved by a lender. Then once you have a home under agreement you will than secure the mortgage. Shopping for your first mortgage should start before you even look at a home. Securing your first mortgage can be one of the more complex pieces of buying a home. And, of course you want the best mortgage product you can get into as a first time home buyer. Often the first thing a home buyer will ask of a … Continue reading...

6 First Steps For First Time Home Buyers

what first steps should a first time home buyer make- Massachusetts Buyer's Agent

New year, new you. The firs of the year starts a lot of people thinking this is the year to buy their first home. If you bought a home before, home buying can certainly present it's challenges. But for a first time home buyer, who has never been through the home buying process, buying a first home can be downright daunting. Being properly prepared will definitely make the first time home buying process a lot smoother and more enjoyable. Often the thought hits to buy a home several … Continue reading...

7 Reasons Your Offer On A House Was Declined

offer on a house declined- Tewksbury Real Estate

Along the route of your home buying journey you may be in a situation where you have one or more offers on a house declined or countered offered. Even worse you may have multiple houses you mad an offer on rejected and sold to another buyer. Remember, while you can have an offer flat out rejected, in effect, a counter offer is a rejection as well. With a counter offer from the seller, the seller is rejecting your offer and indicating terms that they may accept. When you buy a … Continue reading...

Do I Need A Buyer’s Agent When Buying A Home?

If you are starting down the path of buying a home the thought might cross your mind..... do I need a buyer's agent? The simple answer is no, it is not required you are represented by a buyer's agent when purchasing a home. But there is much to consider when you decide to buy a home and choosing what role you want your real estate agent to play in your home purchase is one of them. If you are a seasoned home buyer with several home purchase under your belt, you may be pretty savvy about … Continue reading...

Buying a Fixer Upper- Is It Worth It?

buying a fixer upper- will it save me money- Massachusetts Buyer's agent

There is always a certain percentage of the home buying population that is enamored with buying a fixer upper. And, more recently, with the proliferation of "Reality TV" glamorizing the fixer upper it has become more popular with both first time home buyers and move up buyers alike. But before you run off and buy a house that needs a ton of work there are a few things you need to think about especially if you are buying a fixer upper to save money. What Is Your Motivation To Buy a Fixer … Continue reading...

Escalation Clause- Win the Bidding War

An escalation clause can be a great way to structure an offer to be the winning bid in a red hot seller's market. When you know buyer competition will be high on a home, it it also means you may be competing with multiple offers . Here in the Massachusetts Real Estate market we are seeing certain communities or properties that will most likely be in a bidding war with multiple offers with in days of hitting the market. It can be very frustrating time for home buyers. What is an … Continue reading...

Tips For Millennial Home Buyers

It may be a competitive market, but there's still room for Millennials ready to buy their first home. Although it may seem like home ownership is a far off dream for the generation that witnessed the worst recession in decades, it's closer than they realize. Right now, they're the most active generation on the market: Millennials made up 37 percent of all homebuyers in 2018. More than half of first-time homebuyers are in their twenties and thirties. Read on for our best tips for Millennial home … Continue reading...